After a recent cluster of calamities cursing her farm, Applejack's livelihood stands on the brink of financial ruin. Desperate, she asks Twilight Sparkle for a loan to keep Sweet Apple Acres running.

But when Twilight's unexpected answer inadvertently causes the two mares to butt heads, the stalemate threatens not only Ponyville's food supply but also their friendship.

With the two obstinate mares sticking to their principles come Tartarus or tidal surges, can Pinkie Pie bridge their ideological gap and save Applejack's farm?