NOT A RE-CREATION

A stingy, grouchy banker is invited by Twilight to the Hearths Warming gathering, but things go horribly wrong resulting in a ruined Hearths Warming for many.

That night, it is TWILIGHT, not the banker who is visited by three spirits to teach her something about other ponies, and how Hearths Warming isn't all that it's cracked up to be!

LESSONS: Don't judge someone without first understanding their true background and reasons.