PONECO is well-known in Equestria for its insurance. From hot air balloons to crazy contraptions, from trolleys to carts, PONECO covers everything that moves ponies, and even ponies themselves.

Melody Fright is a young unicorn filly who, to say the least, doesn't like PONECO's commercials. More specifically, she despises the ones with the company's beloved and iconic reptilian mascot, a gecko with no name attached to him and an identity that is (mostly) tied to his workplace.

This is the story of how a filly faces her fears, makes a rather unusual friend, and sets her sights towards a new goal in the name of friendship.

A short crackfic-esque story I banged out for Spoop Day. Happy (belated) Halloween/Nightmare Night!

Mostly based on true events, detailed in the Author's Note.

Although PONECO is a parody, the Crossover tag has been added due to similarities with the real-life company.