Cozy Glow is specially hardened against terrorist attack! She enjoys killing ~people~ ponies every day by willfully denying their medical coverage claims.

But any security measure, no matter how ingenious, has a weakness, a flaw.

Editing note: Less than half an hour after this story was published to fimfiction.net, I edited this story to be about AU Equestria ponies, instead of some weird Equestria Girls AU that was less clear imho.

Art credit: I didn't even ask permission to use https://derpibooru.org/images/3280877 as the cover image.

_{(Note: Words like 'health insurance' and 'healthcare' are generic words in our language and refer to no specific person or organization.)}